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Deductibles are a key consideration when evaluating car insurance coverage for rental trailers. A deductible is the amount you must pay out of pocket before your insurance kicks in to cover a claim. Higher deductibles typically result in lower premiums but can mean paying more out-of-pocket in the event of a claim. For trailers, it is important to assess whether a higher deductible makes sense given the potential risks involved in towing and storing them outside your home. Some insurers offer flexible deductible options that allow you to adjust them based on your comfort level with out-of-pocket expenses.
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